That's down from five insurers that offered individual PPO plans on the exchange this year. Many consumers prefer PPO health plans because, unlike HMO plans, they allow patients to see specialist doctors without a referral and see physicians who are out-of-network, albeit at higher costs.
The reduced choices were not unexpected, following the exit of several insurers from
The information was released Friday along with final rates for insurance plans on the exchange, which on average, are largely the same as rates submitted to the federal government in August. Rates will increase by an average of 44 percent for the lowest-priced bronze plans, 45 percent for the lowest-priced silver plans and 55 percent for the lowest-priced gold plans.
The information released Friday, however, also shows for the first time which insurers will offer what types of plans in each county on the exchange next year:
The federal government will release specific premiums, deductibles and information about networks by
"We will continue to work with state and federal regulators and legislators to ensure a stable and sustainable insurance marketplace and to improve the quality and cost of care for all of our members,"
Options will be more plentiful for
Five insurers will offer off-exchange PPO plans next year in different parts of the state. In all, 14 insurers will offer plans off the exchange. Consumers typically can buy off-exchange insurance through brokers or through insurance companies directly.
Oftentimes, insurers are more inclined to offer plans off the exchange because they may believe they'll get healthier customers, said
Most consumers, he said, are most concerned about making sure insurance plans' networks include their doctors and that their monthly premiums aren't too high. "It means consumers have to shop around carefully, as options are changing," he said.
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