"They're willing to take a hit to their bottom line in order to (provide health benefits), but in some instances they're at a tipping point," said
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The results came from an online survey of 853 members, providing a window into a segment of health insurance that has far more impact than the expansion created by the Patient Protection and Affordable Care Act, known as Obamacare. Some 55 percent of New Jerseyans are covered through their employer, more than
It has prompted business and consumer groups to call on lawmakers to do more to rein in health care costs. One bill is designed to protect consumers against surprise charges when they are treated by providers that aren't in their insurers' health care network. So called out-of-network charges add much as
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Workers are seeing the impact. The reason? More employers are providing plans that have high deductibles, forcing consumers to pay thousands of dollars out of pocket before insurance kicks in.
Among the survey's findings:
* Employers had an average cost increase of 10.5 percent, compared with 21 percent in 2014.
* Employers paid 74 percent of the total cost, compared with 79 percent in 2014.
* Some 34 percent offered less expensive, high-deductible plans, compared with 24 percent in 2014.
Employers, however, are finding some success negotiating lower rates, the survey found.
"They should absolutely shop the competition because it's out there," Siekerka said.
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