Not that private
"One of the things we are seeing is a lot of confusion about
Most who who are enrolled in
Where confusion is creeping in, says Mauney, is with Medicare Part C. Some choosing this route are surprised to learn they are not receiving a
Medicare Part C plans are provided through third-party, private companies. Once you opt for a Part C plan, you are no longer covered by
"They don't understand that it is not a supplement to
Mauney notes that a person who is healthy and requires little annual health care or prescriptions could benefit from a private
"When you add up the copays and the out-of-pocket expenses, versus what you get with
It is similar to people who are employed and covered through their employer's health insurance offerings, that often come with choices to allow a person to select a plan that is best for them, based on their needs and anticipated health care costs.
Just like employer health care plans, senior citizens can change their
"You can enroll each year if you want to make changes," said Mauney. "You only have one time per year, just like you and I with regular insurance."
Different areas have different Medicare Plan C providers. For example, people living in
However, PPGH contracts only with Humana and not with Care Improvement Plus, meaning that people who choose Care Improvement Plus and are treated at PPGH will be considered out of network, and subject to higher out-of-pocket costs.
"If they come to the ER, if it is an emergency, Care Improvement Plus will pay it," Mauney said.
Humana offers complete information on its
Mauney said her office and PPGH is willing to discuss and help explain
(c)2016 the Mineral Wells Index (Mineral Wells, Texas)
Visit the Mineral Wells Index (Mineral Wells, Texas) at www.mineralwellsindex.com
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