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An insurance agency will rate applicants based on their insurability risk. Every driver will have to pay a premium based on the type of car they drive and on how they driver. A driver's history s carefully analyzed by every agency to determine if the applicant is safe driver or a high risk one. Someone who broke several traffic laws will have a high insurability risk, which can make purchasing auto insurance expensive and sometimes very difficult.
Drivers who have a history of DUI can take some steps to increase their eligibility and reduce car insurance costs:
Complete defensive driving courses. In this way drivers can assure an agency that they are reliable, in spite of their past mistakes.
Driving a safer car. Safer vehicles, like family vehicles, can also decrease the costs of an auto insurance policy.
Comparing car insurance quotes. High risk drivers can truly find better rates simply by comparing different offers from multiple policies.
Comparing car insurance quotes can help high risk drivers who have a bad financial record find coverage within their available budget. Comparing prices will help drivers reduce their coverage expenses.
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