Knowing she would soon be on her own, she shopped and selected the marketplace plan she would enroll in at that time, one with a premium that is half the cost of her employer's offering.
Now, she fears a repeal of the health-care law commonly known as Obamacare would leave her scrambling to pay for premiums or go without necessary medication to treat her asthma.
In the aftermath of
President-elect Trump long campaigned on a promise to "repeal and replace Obamacare," something that fellow
Since winning the election and meeting with
In an interview with The Wall Street Journal,
"I told him I will look at his suggestions, and out of respect, I will do that,"
It is still unclear what will happen to the federal
"I'm definitely concerned about it," she said. "It's going to be a bigger financial strain. I would have to cut way back to afford health insurance -- that's even if I can get it with a pre-existing condition. I have asthma and that could hike up my rates so high. That's happened in the past."
She recalled her parents paying up to
"I'm getting prepared to go back to the dark days," she said, adding that she would be scared to go without insurance.
Changes to the country's health-care system are a concern that comes up daily, said
"This year, more so than other years, I would say from the
Anxiety around the election is added to concerns about changes already announced with the 2017 plans, including increased premiums and fewer choices. Despite mostly flat premiums in
"We try to put people at ease by saying the benefits we have in front of you right now for 2017 are going to be the benefits. They have been filed and approved for the marketplace with the
"Generally, our position is that if a consumer has signed a contract for insurance and pays their premium they should get the service. Of course not knowing what the ACA's future holds, we will continue to regulate insurance companies participating in
Because of the time required to possibly dismantle the law,
"My word of advice to consumers is to still sign up. Open enrollment ends
He found one that met the criteria to keep his doctors and cover his few prescriptions. His new plan's premium is
"I'm going to have to wait and see what happens and I'll do whatever they tell me to do," he said. Regardless of what happens, he said he will continue to buy insurance, but he knows plenty of people who would like to see the requirement and tax penalty dropped.
"For me, it's been a good thing," he said, though he dislikes the premium increase proposed under his current plan, which prompted him to shop around again for 2017.
Some in the area are hoping to see changes to the health-care law.
"I don't really like Obamacare at all," she said. "I don't like that you have to have insurance. ... Everybody thinks you're crazy for thinking that, but it's something I don't think I need right now."
In addition to regular appointments throughout November,
Enrollees are encouraged to bring photo identification and proof of income to navigator appointments.
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