Are you paying insurance every month?
Are you retired and have health Insurance?
Are you receiving
If you answered yes, the real question is, when was the last time you really used your benefits?
When caring for an elderly love one or even yourself, you should contact your insurance company and find out about your current benefit coverage. If you are a caregiver you are legally able to inquire about the coverage for your elderly family member. When providing senior care, the patient or family member may be in need of home care service such as a visiting nurse, physical therapy, occupational therapy, speech therapy and certified nursing assistance (CNA).
This is a request that you ask your primary physician for or if being discharged from the hospital speak with the hospital social worker before being discharged so that your paperwork for home care services are processed. Family members are often glad that their elderly love ones are coming home from a hospital stay, but totally unaware of the resources needed to care for a person once they get home.
A good example is incontinence care. Oftentimes, the elderly parent may be in need of waterproof undergarments. Before you head to the nearest store and spend
Your doctor's prescription is key to you receiving home care services and supplies such as hospital beds, wound care supplies, portable potty chair, portable home oxygen supply, even transportation assistance to and from some doctor's appointments, hospital stays and discharges. For the uninsured, contact World Relief,
If you are in need of new dentures but can't afford them or new prescription glasses, check your dental and vision coverage. Don't guess at what kind of benefit coverage you have. Take a few minutes and call. You will be surprised at what's available and what you have already paid for in past years, but have never used.
I know you're saying, they (the insurance company) never told me that.' Well remember, if you don't ask you won't know.