But when he went into his office the evening of the extensive water damage, Snider added himself as an occupant on the policy so he could file a
That led to his firing by business owner
Earlier this summer, Snider was charged in
In August, Snider pleaded guilty to a reduced gross misdemeanor charge of misrepresentation in application for insurance.
"I willfully failed to reveal changes to my insurer that I made to my homeowner's insurance policy, relative to an application for insurance, after filing a claim with my insurer," Snider wrote in his plea statement.
He was sentenced to 10 days with 354 days suspended. The 10 days were converted to 80 hours of community service.
Snider is on supervision for two years, which means if he violates the conditions or commits another crime he can be ordered to serve the rest of his sentence.
A news release from Insurance Commissioner
Snider was first licensed with the state in
Court documents show he had been with
Snider told investigators he listed his wife as the sole occupant because "it improved the rates based on her having a better insurance score," documents said.
When asked if it was technically improper not to list the home's full occupants, he said it was common practice to "do what's right for the customer."
They took possession of the home on
Snider claimed that three days later, his wife damaged a water line in the kitchen as she tried to remove a section of cupboard. The kitchen and basement were flooded.
He went into the office after business hours, accessed the document upload system, and added himself to the original policy, added
After filing the claim on
Johnson worked with the Insurance Commissioner's Special Investigations Unit, giving them copies of the Snider's original and amended policy and other documentation.
Snider described his actions in accessing the office computer after hours as "arrogance of misplaced entitlement," and said he saw himself as a customer at that moment and not the agent.
Consumers can report suspected insurance fraud on the Insurance Commissioner's website.
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