With a Republican president-elect and congressional leaders long vowing to repeal and replace the Affordable Care Act, there should be real worry about its future. That is something that gives angst to Washington state Insurance Commissioner
Kreidler told the
"There were not good old days; there were bad old days when there wasn't really a choice in the market," Kreidler told the
That is an awful lot of people to toss off the coverage rolls, too. Especially because doing so won't reduce premiums for those who receive insurance through an employer or buy it on the private market.
Whatever does happen, the Washington Health Benefit Exchange is likely to survive as a marketplace, and coverage will remain available for 2017.
The exchange runs an online portal at wahealthplanfinder.org that is currently enrolling clients at a steady clip for both
The deadline for buying private plan coverage effective in January is on
What gets offered through that exchange may change in 2018 or beyond.
Hundreds of millions of dollars of federal subsidies to
Initially this state was assured of 95 percent federal funds for the new enrollees, but that figure drops to about 90 percent in 2020, creating a larger state responsibility. In this time that the state is getting squeezed by the cost of fully funding K-12 public schools, this is potentially a big problem.
But the exchange has become the main entry-door for those wanting to learn about
One reason is that it's efficient and a convenient tool for consumers looking for private-market plans -- much like they might go online to shop and compare air fares. The share of exchange users who buy private plans without receiving tax-credit subsidies has grown from about 19 percent to 31 percent.
Marchand believes there is legislative support to continue the exchange whatever happens moving ahead. So the exchange could endure without subsidies and with a smaller
Who remains eligible and who pays are the questions.
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