Health care costs for employers who offer health insurance went up about 3 percent this year, after going up 4 percent last year. While no one is celebrating, those figures are far below the high single digit and double digit increases seen in years past. That's good news.
But for those who buy health insurance on their own without an employer's subsidy, prices in
Good: The price increases for employer-provided coverage are moderate and that they are not being driven by huge increases in the cost of health care. Bad: Even employer-sponsored plans are expensive, at an average of
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More bad news: Experts also note that higher deductibles are becoming a way of life. About 50 percent of covered workers have deductibles of
Of course, companies raise the deductibles their employees must pay when the premiums rise. So high deductibles in some cases can be a good incentive for employees to be judicious in their use of health care.
The other good news came recently in another Kaiser report that showed the number of people in
So while it looks like health care costs and insurance premiums are moderating, not everyone is benefitting from that.
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