And there is still time left.
Folks have 60 days from the date of the disaster.
Officials say some hurricane victims believe they shouldn't apply because they make too much money or have homeowner's insurance. But six months from now, things could change, including your insurance not covering all the costs of the damages.
"Visit a disaster recovery center if you would like to speak with someone face-to-face," Karr said. "It's so much easier to sit down and ask questions."
Recovery centers nearby include the The Imperial Centre,
"You can go to any disaster recovery center," Karr said. "It does not need to be in your county."
A mobile disaster recovery center at the
As of last week, 615 individuals have registered with
Low-interest disaster loans from the
After hurricane victims register with
"SBA is here to assist individuals, homeowners, businesses and renters to get them back to where they were prior to the disaster," said
While you are not obligated to take the government loan, officials say you should still fill out the paperwork. You may change your mind in the coming months.
The filing deadline to return application for physical property damage is
HOW IT WORKS
Businesses and private nonprofit organizations may borrow up to
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers economic injury disaster loans to help meet working capital needs caused by the disaster. Economic injury disaster loan assistance is available regardless of whether the business suffered any physical property damage.
Disaster loans of up to
Interest rates are as low as 4 percent for businesses and 2.625 percent for nonprofit organizations, and 1.563 percent for homeowners and renters with terms up to 30 years, officials said. Loan amounts and terms are set by the SBA and are based on each applicant's financial condition.
Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may now include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster, according to SBA officials.
Class said as of last week, the SBA received 233 referrals from
"As of last Tuesday, none have returned any applications in," Class added.
Disaster survivors can register online at www.DisasterAssistance.gov and call the FEMA Helpline at 1-800-621-3362. Those who are deaf, hard of hearing or have a speech disability and use a TTY text telephone can call 1-800-462-7585.
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