"Because I worked six hours a day, my position was considered part time, and my 20 years was only equal to eight to 10 years full time," Young, 62, recalled. While stunned by the revelation, Young was still determined to retire and put her health insurance issues "in God's hands."
Her prayers, she said, were answered last June when she enrolled in a health insurance plan through Covered California, the state agency that helps Californians get name-brand coverage through the Patient Protection and Affordable Care Act - commonly known as Obamacare.
"I absolutely love it. And I would highly recommend it to anyone who does not have health insurance," Young said.
The fourth open-enrollment period under the Affordable Care Act is underway and continues through
It's this kind of information that Covered California is spreading statewide during its third annual bus tour. The tour will wind its way from
The message is clear, says Covered California Executive Director
More than 92 percent of consumers will have three or more health plans to choose from, and none will have fewer than two, Lee said. He called out
Young receives a subsidy that pays for all but
"I didn't lose any of my benefits," said Young, whose coverage began in July after her school district-sponsored coverage expired in June. "There was no lapse in coverage. I'm still with Kaiser and I have my same doctor," she said.
For 2017, most consumers can save up to
And, for consumers selecting Silver, Gold or Platinum plans, most of their outpatient services like primary care and specialist visits, lab tests, X-rays and imaging are not subject to a deductible. Emergency room visits for these plans are now a flat fee.
Even consumers in Covered California's most affordable Bronze plans are able to see their doctor or a specialist three times without having to meet their deductible.
These changes for 2017 can help consumers save thousands of dollars.
"We know health care is expensive, so we took steps to make sure consumers who do buy coverage get the care they need without having to first meet their full deductible," Lee said.
Approximately 1.4 million people, about 2.5 percent whom are