CGAs: A Surrogate For Fixed Income During Retirement
Most of today’ s pre-retirees are learning that replacing their employment income isn’ t as simple as it was for the generation before them, who benefited from a funded defined-benefit plan. Those who joined the workforce from 1950 through 1980 were almost all guaranteed some type of DB plan from their employers. Most pre-retirees today don’ t have any form of…
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