The ratings reflect CAIC’s continued strong risk-adjusted capitalization, historically favorable overall results and established market presence in the
CAIC continues to enhance its surplus position as a result of better than average earnings from robust underwriting results and steady levels of interest income. CAIC’s risk-adjusted capitalization and operating performance metrics consistently place the company toward the top of its
Partially offsetting these rating strengths are the regional concentration of CAIC’s operations in the
The ratings may be favorably impacted by improvement in the country risk ratings of
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