It’s been an eventful year for public adjusters and the insurance claims industry in
Now in its 30th year as a licensed public adjuster serving the Atlantic and
1. We wish the
2. We wish for a complete overhaul to the National Flood Insurance Program’s policies and claim procedures. This is another example of
While there are a lot of caring and dedicated professionals who work for
3. We wish this country would start serious discussions on a
4. Short of a united grass roots consensus on #'s 2 & 3 above, we wish
5. Failing to establish #4 above, we wish the financial firms who hold mortgages on properties affected provide some relief to property owners given the fast approaching financial storm called Biggert–Waters. So far, the banks and credit unions have been silent. Surely they must realize they cannot bury their heads in the sand and just adjust the escrow accounts in order to collect the increased flood premiums. These folks will reap the benefits of foreclosed properties and no new business for property mortgages if B-W 2012 is not repealed or modified. If lenders don’t lend and foreclosures rise yet again, our national financial recovery may well be muted.
6. We wish the citizens of
7. We wish insurance companies would do the right thing when claims are called in from their policyholders. Why do families have to resort to the media to get the attention of the claim department to release much needed and contractually promised policy benefits. And we’d like to know what happened to the much publicized “POLICYHOLDER BILL OF RIGHTS” that was supposed to consider the
8. We wish we could have a discussion about fees paid to agents and brokers. It seems the only
9. We wish we had some real honest debate on the real risks
10. We wish to acknowledge the
11. We wish policyholders in harm’s way all across this great country and especially in the hurricane zone to not let their guard down but instead make disaster preparedness and recovery a part of their business plan and family discussion. The folks devastated by Super Storm Sandy no doubt have a new height of awareness and respect for emergency managers and their unbiased warnings to prepare and evacuate if necessary. We can only hope that other residents along the east coast have paid attention and do not let hurricane prep amnesia to set in.
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