|By TOM MURPHY, AP Business Writer|
State-based exchanges will debut this fall and allow people to sign up for coverage online, with some using income-based tax credits to help pay the bill. Hemsley says
He says whether the insurer participates will depend on if the exchanges are fair and provide a reasonable financial return.
Analysts say it's too early to determine whether some exchanges will wind up thin on competition. Competition on exchanges is intended to keep prices in check.
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