Earthquake insurance in Washington: What you need to know
Answer: Don't bet on it. Earthquake insurance typically needs to be purchased in addition to a homeowner policy. Read over your policy closely and speak with your insurance broker to find out whether you are covered for earthquake damage. For background, here's a guide produced by the
Q: Does my earthquake insurance also cover tsunami damage?
A: Probably not. Tsunami damage is covered by flood-insurance policies.
Q: Can I get earthquake insurance if I'm a renter?
A: You can buy earthquake insurance to cover the contents of your apartment. Check your rental-insurance policy, but earthquake coverage is probably an additional fee.
Q: I want earthquake insurance, but my carrier won't write me a policy. How can I get it?
A:
Q: What's the difference between a policy written by an authorized insurer and one from the surplus market?
A: Regulated companies have to submit detailed filings to
Q: Does the insurance industry know something the rest of us don't about earthquakes?
A: No one can predict with certainty when an earthquake will happen or how bad it will be, but insurers have some predictive tools unavailable to most of us -- including
Q: Why doesn't
A: Much of
Q: What if
A: There could be unintended consequences. After
Q: What else have governments done to expand earthquake insurance?
A:
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SEISMIC NEGLECT -- More from the series:
-- Overview:
-- Lessons from
-- Buildings that kill: The earthquake danger lawmakers have ignored for decades
-- Is your child safe?
-- Guide to earthquake preparedness -- Tips for parents -- How to prepare your home -- What to do when it hits
-- About The
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