2015 ACA Deductibles Average From $5,181 To $243
The average deductible for 2015 gold plans is
Out-of-pocket costs for doctor visits and specialist visits fluctuated among the different ACA plan types. Doctor and specialist visits were 13% more expensive (34% coinsurance fee average in 2015 vs. 30% coinsurance fee average in 2014) for bronze plans. Gold plans, in contrast, saw the average doctor visit copayment decline from
For consumers making 250% or less of the Federal Poverty Level, the government provides reductions on deductibles, copayments, and coinsurance fees. These out-of-pocket reductions can only be obtained in silver plans for those enrollees whose income qualifies.
"In 2015, the most popular plans sold on and off exchange have average deductibles that remain well above the entry-level classification for a high-deductible health plan," said
See HealthPocket's InfoStat "2015 Obamacare Deductibles Remain High But Don't Grow Beyond 2014 Levels" for the full findings on 2015 Affordable Care Act deductibles and out-of-pocket costs.
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SOURCE HealthPocket
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