Flood Insurance Nightmares Still Haunt Sandy Families
|By Russ Zimmer, Asbury Park Press, N.J.|
|McClatchy-Tribune Information Services|
"Nobody ever thought our insurance company and our government would cheat us, and I'm sorry but that's the way we feel," he said during a news conference arranged by U.S. Sen.
Quinn has been going back and forth with the
Quinn, a former Marine, and Megan have been living in a rental in
Quinn plans on contesting the change, but he sounds exhausted just talking about it.
"Here's the thing. You can do this, that, this, that -- everyone's overwhelmed," he said. "How do I make a living? How do I raise my child? How do I do all this stuff while I spend huge chunks of time filling out paperwork ... on the phone arguing with people, getting bounced around, getting disconnected, waiting for phone calls not returned, emails not returned, we need this, we need that. So yeah, that fight goes on the pile -- with the other 100 fights I'm fighting."
Menendez, who pledged to inquire about the payout process during a
In Quinn's case, he was covered up to
"It works out to about
But Quinn argues that many people were not as prepared as he was to dispute their underpayment and took what he called "shut up and go away money" because they didn't know their options.
"I'm a financial adviser," he said. "I'm used to paperwork and bureaucracy and dealing with insurance companies. If I'm frustrated and at my wit's end, what about the average person?"
Quinn opened up his home to reporters and another dozen or so homeowners who were invited by Menendez's staff after they made flood insurance complaints to the senator's office. Menendez spoke behind a podium, which was just in front of a gaping hole in the floor, revealing the home's foundation. All the interior walls had been knocked out.
During a 10-minute question and answer session with
He encouraged people in similar situations to do what Quinn is considering -- get a lawyer and file a lawsuit.
"Every insurance company in
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