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On average, smokers pay more than three times as much as non-smokers for the same policy (235%). Case in point: a non-smoking 45-year-old female pays
Age is another key factor: 35-year-olds pay 27% more than 25-year-olds for the same coverage. The gap grows over time: 45-year-olds pay more than twice as much as 35-year-olds (120% more). The increases get even steeper after that.
"You can save a lot of money by getting life insurance while you're young," said
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insuranceQuotes.com commissioned Ratefilings.com to gather life insurance premium information. Ratefilings.com used term4sale.com to collect 20-year term life insurance rates for males and females at ages 25, 35, 45, 55 and 65. Rates reflect a
insuranceQuotes.com provides consumers with a free, easy way to shop for and compare insurance quotes online, and delivers information about auto, home, health and life insurance and other types of insurance.
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