|By Trish Mehaffey, The Gazette, Cedar Rapids, Iowa|
|McClatchy-Tribune Information Services|
In a plea agreement, Williams who was an insurance policy salesperson, admitted she fraudulently obtained advanced sales commissions from Funeral Director's Life Insurance and
Williams obtained the commissions by submitting fake life insurance applications to the companies in the names of real individuals -- her family and friends -- who had no knowledge of the applications. She admitted to secretly paying the initial premiums on the policies so the companies wouldn't discover her deception.
U.S. District Chief Judge
Reade gave her the maximum sentence because she used real identities and her actions were premeditated.
Assistant U.S. Attorney
Deegan said he didn't charge her with the identity theft because the victims named on the applications didn't suffer actual harm. He pointed out that she did accept responsibility for the crime and had started paying restitution. She has paid more than
Helfrey said Williams did have some mental health issues and suffers from obsessive, compulsive behavior.
Williams, who started to cry, said she was "truly sorry" for defrauding the companies. She violated their trust and her families,' and broke the law. She wants to make amends and realized it would take more than words and she will pay the restitution.
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