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"A new report from the
In a new blog post, (http://www.conservativeblog.org/amyridenour/2014/6/18/new-hhs-study-provides-more-evidence-obamacare-headed-for-a.html) Dr. Hogberg examines the new HHS report released today, "Premium Affordability, Competition, and Choice in the
Those making income under 250 percent of the federal poverty level who selected a silver plan on the exchange are eligible for subsidies to reduce the cost-sharing such as deductibles and co-pays. People who do that in lieu of purchasing a cheaper bronze plan probably do so because they anticipate having a lot of medical costs.
"Prior to today's report the only evidence that we had to support that was the inordinate number of people purchasing silver plans," Dr. Hogberg said. "But the data on subsidies in the report shows that people making under 250 percent FPL were likely the biggest buyers of silver plans."
Under the ObamaCare exchanges, bigger premium subsidies go to those with lower incomes. The report shows that the largest average premium subsidy,
"We've seen anecdotal evidence elsewhere that exchange enrollees are less healthy than average," said Dr. Hogberg. "Today's report only provides further proof of that.
"The report also tries to spin the exchanges as making health insurance more affordable and expanding the choices that consumers have," he continued. "But any comparison to what was in the individual market in 2013 shows that's not the case."
The report claims that the national average for the second-lowest cost silver plan was
The report tries to boost the choice aspect by claiming that, on average, consumers had 47 plans to choose from and that there is a total of 266 insurance issuers across all of the exchanges. But there were an average of 55 plans to choose from on eHealthinsurance.com alone according to a National Center policy analysis. (http://www.nationalcenter.org/NPA656.html) And other research (http://www.heritage.org/research/reports/2013/11/health-insurers-decisions-on-exchange-participation-obamacares-leading-indicators) shows that 360 insurance issuers participated in the individual market in 2013.
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