The Wisconsin State Journal SOS column
By George Hesselberg, The Wisconsin State Journal | |
McClatchy-Tribune Information Services |
"As long as an individual is a full-time student and maintains a 3.0 grade point they will receive the discount," Schaefer was told by her auto insurance company,
Her daughter, Leah, is a student at
She also has Lyme disease, a disabling affliction. She is carrying seven credits.
Schaefer talked with
Schaefer pointed out that the discount for her family, about
Schaefer supplied SOS with a
Yes, of course, but what requirements?
SOS contacted Hall, who said MATC evaluates disabled students to advise what course load is best. Generally that would be between six and nine credits. This is not unusual and MATC even has a form letter to respond to similar insurance company type requests. So, to the school, Leah is a full-time student.
SOS contacted UW-Madison's
Online, SOS got a copy of the State Farm Good Student Discount. It is available to "all male and unmarried female drivers under 25 who are full-time students in high school or at a college or university," if the student is in the upper 20 percent of the class, or had a grade average of B or better, or 3.0 or better, or was included on the dean's list or honor roll.
No number of credits is mentioned.
SOS asked the
That file says "full-time student" status is necessary. No credits mentioned. SOS asked
Avery wrote in an email that she couldn't talk about Schaefer or the Good Student Discount because of privacy rules and, she wrote: "To be fair to all our customers, we must follow our rules consistently." She suggested SOS concentrate instead on a message to "drive safely." She would not comment on the Good Student Discount, even generally, nor on the absence of a credit requirement in
SOS then advised Schaefer to request a letter from MATC on behalf of her daughter, explaining the full-time description, and to file a report with the
Schaefer, the policyholder, at that time had heard nothing from
MATC's
Schaefer supplied this letter to her agent, and on
On Friday, Avery released this statement: "Recently,
Schaefer was still a little miffed. No one at
Schaefer wondered if other disabled students' families had been denied the Good Student Discount on auto insurance because they didn't fulfill
SOS wondered that, too.
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Wordcount: | 887 |
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