American Family Insurance now open at Clarkston location
By Elaine Williams, Lewiston Tribune, Idaho | |
McClatchy-Tribune Information Services |
That's one thing that
The business sells policies for homes, vehicles, businesses, farms and ranches, as well as life insurance policies.
Almost all come through
For example,
The greatest share of inquiries come from those seeking quotes on vehicle insurance, since it usually runs on six-month cycles and is the responsibility of the car owner to obtain, Coghill said.
Many of those would-be customers have no idea of how limited their policies are, often because they've purchased them online, Coghill said.
For instance, many car owners just have liability insurance to be in compliance with
Another common misperception involves how extensive medical expense coverage is. It covers the health care expenses of anyone in a rig at the time of an accident and is paid out regardless of who is to blame, Coghill said.
Aside from getting advice from an agent, one of the other advantages to going through
Coghill brings more than a decade of experience in retail, customer service and finance to the venture. He has been an assistant manager at
"I've always wanted to have my own business," Coghill said. His wife is a nurse at
The American Family Insurance brand appealed to him for a number of reasons. The 19 states where it operates include
The company also offers a lot of support to those in his shoes who are opening offices for the first time, such as covering the costs of staff, computers and the lease for four years, Coghill said.
Williams may be contacted at [email protected] or (208) 848-2261.
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