No medical exam life insurance is available for people who suffer from a medical condition such as diabetes, ulcerous, heart disease and many more. Many people who have a pre-existing medical condition are not able to get coverage through a traditional plan. No medical exam life insurance offers many insurance opportunities for seniors and patients alike!
Unlike other life insurance plans, like term or whole life insurance, no medical exams life insurance policies do not ask for a medical examination. The underwriting process is simplified so that applicants can get coverage in less than 24 hours. In order to qualify for coverage, an applicant has to complete an application form and answer some medical questions. Depending on the plan, the number of questions may vary from 4 to 16.
There are several plans which do not require medical examinations and this are: simplified issue, guaranteed acceptance issue and final expense insurance. The last two plans offer permanent coverage, while simplified issue is a temporary policy. No medical exam life insurance plans are usually expensive and comparing quotes is very important for finding affordable premiums.
“Life insurance without medical examinations offer many possibilities for people who have a pre-existing medical condition. By comparing quotes, people can find affordable policies!” said
For more information, please visit http://noexamlifeinsurers.com!
Read the full story at http://www.prweb.com/releases/nomedexamlifeinsurance/lifeinsurancequotes/prweb11451759.htm
|Copyright:||(c) 2013 PRWEB.COM Newswire|