Two pieces of news provide a flicker of hope amid the doom and gloom.
WASHINGTON, Oct. 31 -- The office of Sen. Mary L. Landrieu, D-La., issued the following news release:
When the Affordable Care Act (ACA) was passed, a promise was made that if you liked your health insurance, you could keep it. Amid reports that some individual health plans don't meet the minimum benefits required under the ACA will be cancelled, U.S. Senator Mary L. Landrieu, D-La., announced she plans to introduce legislation to keep that promise and ensure the intent of the law is followed.
While many consumers may choose to purchase new plans once they learn of the additional benefits available through the new Marketplaces, they will be able to keep their current plan if they like it.
"A promise was made that if you like your health plan, you can keep it - and I will do everything I can to see that the promise is kept. That is what the American people were told, and my legislation will make sure that is what happens. Many people may find better plans in the Marketplaces that offer superior coverage for them at a good value and at a potentially lower cost. But if people want to keep their current plans, they should be able to do so," Sen. Landrieu said. "I am committed to ensuring the Affordable Care Act is implemented as intended so middle class families and businesses can finally get quality health insurance that they can afford and count on. I hope that leaders from around the country and from both parties will join me in this effort."
Sen. Landrieu's forthcoming legislation will allow consumers to keep their current health plan at their choice as long as policyholders stay up-to-date with their payments. It will also provide policyholders information from their insurance company as to which parts of the policy does not meet minimum coverage standards made available in new plans, such as hospitalization, laboratory services and prenatal care. This will allow consumers to make informed decisions about their health plans.
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