Self-Employed Are Often Uninsured
Proquest LLC |
There are an estimated 42 million Americans making up the self- employed segment of today's workforce. This group is independent and confident; however many of them also lack health insurance.
According to a release, Cigna Individual and Family Plans surveyed 250 self-employed Americans and found that nearly 25 percent of respondents do not have health insurance. Given this finding,
According to My Business,
"Clearly the stakes are high for this population to stay healthy in order to stay successful in business," said
The findings of My Business,
According to the survey, while most uninsured respondents (60 percent) worry about not having health insurance and what impact it could have on their business, the majority (also 60 percent) categorize themselves as "reactive" or "inactive" when it comes to their own health, meaning the reactive only go to the doctor when they feel sick or believe something might be wrong and the inactive very rarely go to the doctor even when they feel sick. And, a small percentage of business owners feel that they don't need health insurance because they are "healthy and maintain an active lifestyle." Among those respondents,15 percent aged 41 to 60 adhere to this belief despite the greater frequency of health issues among this demographic in the general population.
Based on the My Business,
"America's small business owners and entrepreneurs - the independent contractors, sole proprietors and freelancers - power the economy. To stay healthy and successful, self-employed workers need to plan for their health care needs and think more about health care in terms of prevention, instead of reaction," added Lough.
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