NWLC Applauds Final Rule From HHS, Banning Gender Rating and ‘Pre-Existing Conditions’
|Targeted News Service|
In a 2012 report, NWLC found the practice of gender rating, or generally charging women more for the same coverage, cost women in the individual health insurance market approximately
"Insurance companies, despite being aware of discriminatory practices such as gender rating, had not voluntarily taken steps to eliminate them," said NWLC Co-President
Today's announcement also finalized the rule prohibiting insurance companies from denying coverage to individuals based on so-called "pre-existing conditions." For example, insurers have deemed women to have a pre-existing condition if they previously gave birth by Caesarean section; are pregnant at the time they seek coverage; survived domestic violence and received treatment related to abuse; or received medical treatment after sexual assault. The final rules released today prohibit this practice and require insurers to sell insurance to anyone who wants to buy coverage (known as "guaranteed issue").
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