Restoration Local Offers Tips On Obtaining Flood Insurance For Home and Business Owners
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Restoration Local, one of the leading providers of water damage repair and restoration services in
From November to April of every year, the western states are particularly susceptible to flooding, with wildfires rendering the landscape vulnerable to mudflows under heavy rain. Nearly a quarter of all flood related claims come from areas that are categorized as mid or low risk flood areas.
Some property owners wait for catastrophe to strike in order to receive federal disaster assistance. Unfortunately this is a loan that must be paid back, and the loan is only granted if the area is deemed a federal disaster area. Insurance is much more effective and allows residents to get back on their feet more rapidly.
There is also a 30 day waiting period on most flood policies, so waiting until threatening weather is imminent is never a good idea.
Flood insurance is available through the federal government’s National Flood Insurance Program (NFIP). While rates are set and do not differ from company to company or agent to agent, opting for an experienced agent means you will get your questions answered properly. Visit http://www.floodsmart.gov or call 888-223-9499 to assess your current risk for flooding and to locate an agent serving your area.
Insurance is a vital first step in protecting any property. Other steps include having a flood evacuation route planned, and creating a safety kit with water, canned food, first aid, blankets, a radio, and a flashlight.
Flooding can happen virtually anywhere, and at any time, and it is important to begin to make proper preparations now, before the weather turns malevolent.
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