Financial professionals are trying to figure out exactly what types of advice consumers are most likely to seek.
Fargo, N.D. (PRWEB) January 14, 2013
With the holidays over, the next big break to look forward to is a spring vacation. However, while this generally indicates sun on their skin and sand beneath their toes, it can also include water sports accidents or injuries on tourist outings. And if these injuries occur outside of the United States, those with medical insurance covered by Medicare won’t be covered. Not only will their medical bills be astronomical, the potential cost of staying in the country while being treated could add thousands of dollars to their vacation.
Benefit Specialists warns that there’s only one way to ensure that vacations stay as enjoyable and worry-free as possible: by purchasing international health insurance before leaving the United States. International health insurance makes overseas medical care affordable by covering out-of-country medical expenses. It helps clients locate doctors, hospitals, healthcare facilities, and foreign-language services if they become ill or injured while traveling overseas.
The two types of international travelers medical insurance includes travel medical insurance, which provides short-term medical coverage for trips ranging from five days to one year. Major medical insurance, on the other hand, covers longer trips that can last from six months to over a year.
A second option that should be considered by Medicare-covered international travelers is emergency medical evacuation insurance. This type of insurance will provide coverage for medically necessary evacuation and transportation to medical facilities. Without this type of insurance coverage, travelers could easily owe more than $10,000 worth of out-of-pocket medical expenses if they aren’t covered. The service would become extremely useful if policyholders became stranded in a remote rural area without easy access to needed facilities.
Some questions that Medicare policyholders should consider while traveling include:
• Whether or not they’ll be traveling overseas
• If they are planning to participate in extreme sports, or activities in potentially dangerous environments
• If they could afford the cost of the trip back home, if an emergency arises and they need to return to the United States at any time
• If they, or someone traveling with them, gets sick, would they be able to afford overseas medical care.
International health and travelers insurance, and emergency medical evacuation insurance, are extremely affordable and only cost a fraction of any trip’s actual cost. To learn more about international health insurance or get a free quote, call Benefit Specialists at (800) 383-6375.
Read the full story at http://www.prweb.com/releases/2013/1/prweb10299083.htm