What workers really think of their employers' health and retirement plans.
ITEM 7.01. REGULATION FD DISCLOSURE
The Registrant has updated their investor presentation based on third quarter
2012 results. The presentation materials are furnished hereto as Exhibit 99.1
and Exhibit 99.2.
The statements made by the Registrant under this item constitute forward-looking
statements. Please refer to the Registrant's most recent 10-K, 10-Q, and other
Securities and Exchange Commission filings for more information on risk factors.
Actual results could differ materially. These forward-looking statements involve
risks and uncertainties including, but not limited to the following: the
frequency and severity of claims; uncertainties inherent in reserve estimates;
catastrophic events; a change in the demand for, pricing of, availability or
collectability of reinsurance; increased rate pressure on premiums and on
underwriting criteria; ability to obtain rate increases in current market
conditions; investment rate of return and losses (whether realized or
unrealized) in our investment portfolio; changes in and adherence to insurance
or other regulation; actions taken by regulators, rating agencies or lenders,
including possible downgrade of our current A- financial strength
rating; attainment of certain processing efficiencies; changing rates of
inflation; impairment of intangibles; general economic conditions; our possible
ability to implement our capital raising and capital preservation strategies in
a timely manner; and other risks identified in our reports and registration
statements filed with the Securities and Exchange Commission, any of which may
have a material and adverse effect on our results of operations and financial
condition. The Registrant is not under any obligation to (and expressly
disclaims any such obligation to) update or alter its forward-looking statements
whether as a result of new information, future events or otherwise.
ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS
c. Not Applicable.
d. The following document is furnished as an Exhibit to this Current Report on
Form 8-K pursuant to Item 601 of Regulation S-K:
99.1 2012 Investor Presentation
99.2 2012 Investor Supplement
The information filed as Exhibit 99.1 and Exhibit 99.2 to this Form 8-K is being
furnished in accordance with Item 7.01 and shall not be deemed to be "filed" for
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or
otherwise subject to the liabilities imposed by that Section. Such information
shall not be incorporated by reference into any registration statement or other
document or filing under the Securities Act of 1933, as amended, except as may
be expressly set forth in a specific filing.