A Social Security cost-of-living adjustment could have a small but positive impact on retirement planning.
LINCOLN, RI (PRWEB) May 24, 2012
The 2012 hurricane season starts next Friday (June 1), so Amica Insurance is offering a checklist of hurricane safety tips and reminders as part of Hurricane Preparedness Week.
“Now’s the time to get emergency kits and evacuation plans in order, and to perform the repairs and maintenance needed to protect your home,” said Ted Murphy, superintendent of claims for Amica Insurance. “The more you can do now, the better prepared you’ll be when the storms come.”
This is a great time of year to inspect your roof, siding, foundation and basement to identify areas that need to be repaired or replaced, Murphy said. “You may also want to consider home improvement projects that will strengthen your roof, protect your windows and doors and secure soffits and vents to prevent water from getting inside during a storm.”
The Institutes for Business and Home Safety offers a variety of home improvement projects that will help reduce the risk of damage during a hurricane on its website, DisasterSafety.org.
But even routine maintenance – like trimming back dead trees and branches and making sure your gutters and downspouts are clear – can help, Murphy said. And if a hurricane is forecast, secure your home and yard as much as possible in advance. Bring lawn furniture, ornaments and toys inside. Secure grills, roofs, windows, doors, garage doors and other areas that are susceptible to wind damage.
Here are some other tips Amica Insurance offers to get ready for the 2012 Hurricane Season:
• Make sure you have an emergency supply kit. It should include first aid supplies, as well as nonperishable food and bottled water. Don’t forget a flashlight with extra batteries.
•Prepare an evacuation plan so your family knows what to do and where to go if a severe storm is heading your way. In fact, if told to evacuate, do so immediately. And make sure your family knows how to reach you after a storm, so everyone knows you’re safe.
•Keep a list of emergency numbers handy, including those of family members, friends and neighbors.
•Have a hurricane plan for your pets. Know where to bring them if you have to evacuate. Remember, many shelters don’t accept pets.
•Create an inventory of your belongings in case you need to file a claim. Take photos or a video, or use the handy home inventory feature on the Amica mobile app.
•Review your insurance policy to see if you’re covered for flooding and other storm-related damage.
Visit the Amica Storm Center for dozens of safety tips and checklists explaining what to do before, during and after a hurricane or major storm. The Federal Emergency Management Agency (FEMA) also offers tips. And, for more information on the upcoming hurricane season, visit the National Hurricane Center.
“Being prepared for a hurricane, or any other severe weather, is the best way to protect our families and our homes,” Murphy said. “Hurricane Preparedness Week is a great time to make sure you’re ready for any storm.”
About Amica Mutual Insurance
Amica Mutual Insurance Company, the nation’s oldest mutual insurer of automobiles, was founded in 1907. The company, with corporate headquarters in Lincoln, RI, is a national writer of automobile, homeowners, marine and personal umbrella liability insurance. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,100 people in 40 offices across the country.
CONTACT: Vince Burks , Corporate Communications, 50 Amica Way, Lincoln, RI 02865-1155, 800-652-6422, ext. 24563
Facebook: Amica Mutual Insurance Co.
Read the full story at http://www.prweb.com/releases/2012/5/prweb9538494.htm