PCI Urges Iowa Senate to Pass ‘Storm Chaser’ Contractor Fraud Bill
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Senate File 466 contains consumer protections and provides for notices and contract termination rights and prohibits rebating or other compensation to induce consumers to enter into contracts. The bill passed the
"After severe weather there are always some crooked contractors who descend upon neighborhoods and take advantage of unsuspecting homeowners who simply want to get their property repaired and go on with their lives," said Ann Weber PCI vice president. "While the vast majority of contractors are honest, reputable business people, SF466 would crack down on these storm chasing contractors, particularly from out of state, who use questionable solicitation and business tactics. We are urging the
Similar legislation aimed at stopping contractor fraud following severe weather events has passed in other Midwestern states such as
"Already this Spring the Midwest has experienced deadly tornadoes that produced significant property damage," said Weber. "Legislation like this will go a long way in preventing homeowners from being victimized first by a storm and a second time by unscrupulous contractors."
Although legislative efforts are helpful, consumers can also take steps to avoid contractor scams. PCI urges homeowners to:
* Be suspicious of any contractor who tries to rush you, especially on non-emergency or temporary repairs. If possible, shop around for a contractor by getting recommendations from friends and neighbors. Be wary of anyone knocking on your door offering unsolicited repairs to your home.
* Never pay for work up front. "Always inspect the work and make sure you're satisfied before you pay," Hackett noted. "Most contractors will require a reasonable down payment on work, but don't pay anything until you have a written contract."
* Get three written estimates for the work and compare bids. Check credentials with the
* Always have a written, detailed contract that clearly states everything the contractor will do, including prices for labor and materials, clean-up procedures, and estimated start and finish dates. Never sign a contract with blank spaces, which a crooked contractor can alter after he's gotten your signature.
* Don't believe a contractor who says he's supported by the government. The
* Avoid paying with cash; use a check or credit card instead. This creates a record of your payments to the contractor.
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