|By Amanda Cuda, Connecticut Post, Bridgeport|
|McClatchy-Tribune Information Services|
But that's pretty much all the 20-year-old
Fortunately for him, under the federal health care reform legislation passed two years ago, he and his two older siblings can still be covered through their mother's insurance, even though they are considered adults.
Friday marks the second anniversary of the passage of the Affordable Care Act, the sweeping health reform legislation that by 2014 is supposed to provide 32 million Americans with access to health insurance. That major piece of the legislation hasn't yet fallen into place, and its fate will depend largely on the
While insurers have already put some of the provisions in place, there are several things that still need to be done, including:
Creating by September user-friendly summaries of standard benefits for people shopping for coverage;
Preparing to sell coverage on state-based exchanges that will allow individuals and employees of small businesses to shop for insurance starting in 2014;
Offering coverage to everyone who applies, and ending the exclusion of people with pre-existing conditions starting in 2014;
Stopping pricing coverage based on a person's health status;
Starting to pay an industrywide insurer fee that begins at
Many effects of health reform have already been felt by thousands of state residents. For instance, there's the provision that allows Ebron and his siblings to get care -- children younger than 26 are now covered under their parents' insurance. According to the
"All of my kids are working on building their careers, and this is one less headache they'll have to deal with," she said.
Yet opinion on the legislation is mixed throughout the state. Many residents say they are still struggling with high insurance premiums and are skeptical about how they have been helped by health care reform.
BENEFITS OF REFORM
In addition to expanding coverage for young adults, the Affordable Care Act also provides new coverage options to those who have been uninsured for at least six months because of a pre-existing condition. As of the end of 2011, 163 previously uninsured residents of