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The insurance industry is no longer a state-based system and is becoming subject to international standards, Deloitte says...

 

Although 84 percent of Americans consider it important to have a guaranteed monthly paycheck in retirement, only 14 percent have purchased an annuity that will ensure lifetime income, according to a survey...

 

The cost of long-term care, as well as longevity risk, have huge impacts on the amount of the gap, according to the Employee Benefit Research Institute...

 

Some commentators have called the annuity industry's push for fixed index annuities as QLACs is a Hail Mary. Wrong play!

 
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After pulling out of the guaranteed lifetime withdrawal benefit (GLWB) market four years ago, MetLife wants to get back into the game...

 

For those with the means, it makes more sense to transfer money out of a money market, a certificate of deposit or a bond fund where interest rates are so low, and invest it in a linked-benefit life insurance contract, according to an advisor who helped develop the product...

 
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