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Most Guaranteed Lifetime Income Benefits are fully guaranteed, others not so much; does your client understand what they have?

 

Although they like the features available in annuities, a lot of folks are clueless about annuities themselves...

 

The Colorado Insurance Division has expanded the list of terms that it said should not be used in life insurance and annuity advertisements, due to the potential for misleading consumers. These terms are “certificate of deposit” or CD, “safe” and “secure.”...

 

When financial planner Michelle Ford answered the phone one day, she heard the voice of a worried older gentleman. “Is there anything I should be worried about?” he asked Ford nervously about allocations in his fixed index annuity (FIA)...

 

During the second quarter, annuity advisors and sales desks made over 261,000 hits to an online database of income annuity products, according to a new report. That’s up by nearly 9 percent from first quarter’s nearly 240,000 hits...