Orange, California (PRWEB) July 19, 2012
American health insurance consumers are getting an education from HealthCompare. They are a nationally recognized health insurance comparison site who have made it their mission to educate and empower through compassion.
In the beginning, HealthCompare began reaching out to site visitors to help them make effective health insurance decisions by asking them questions to help them understand their true healthcare needs.
The questions they posed to visitors were:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumer’s physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumer’s office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
This is what prompted HealthCompare to extend their reach to those beyond their site. They began designing and releasing infographics that illustrate the hardships associated with health insurance in order to show consumers what they stand to lose without it.
Given the complexity of the industry, the infographics extract the jargon and data that make it difficult to understand and layout the concept in beautiful images and colors that simplify the topic.
Some infographics released are:
Why Health Insurance Comparisons Are Important
Insurance For Self-Employed Isn’t Impossible
Individual PPO Isn’t For Everyone
Is Affordable Medical Insurance Just A Dream
Other infographics released can be found here.
But now, HealthCompare intends to reach new heights. With the explosion of ereaders and ebooks and more American reading than ever, they will extend their compassion to consumers at all stages of life.
The ebooks will begin weekly releases in August and will cover topics ranging from self employment to finding happiness. HealthCompare continues to demonstrate they care in new and innovative ways.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country's diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.org/ or call 888.748.5152.
Read the full story at http://www.prweb.com/releases/2012/7/prweb9700990.htm