October 20, 2009
Chicago (InsuranceAgents.com) – At least 13 percent of pregnant women lack health insurance. An even higher percentage is underinsured in terms of health coverage. One of the main reasons for this is the insurance industry’s stance on providing maternity coverage to expectant mothers: the health insurance policy must be purchased before the onset of the pregnancy.
According to an article recently published on InsuranceAgents.com, many expectant mothers are carrying an unplanned baby and for those expectant mothers there are options in terms of healthcare without the tricky stipulations associated with health insurance. If you are planning a pregnancy and lack health insurance and/or are underinsured, fill out this form to receive insurance quotes.
Regardless, some form of healthcare coverage is essential in delivering a happy and healthy baby. “If you don’t have health insurance while pregnant and lack the funds to visit the doctor regularly on your own dime, you face risks like your baby being underdeveloped, both you and the baby being robbed of necessary nutrients and vitamins, complications in your pregnancy, even a miscarriage,” according to the article titled, ‘How To Get Health Insurance While Pregnant.
Delivering a healthy baby can be incredibly expensive without any healthcare. Typically, a nine month pregnancy runs up to $10,000 and possibly more if there is a complication in the pregnancy. For unplanned pregnancies, here are some healthcare alternatives that have proved viable for many-a-woman:
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WIC for low income women and their children
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Various government funded programs
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Programs that provide healthcare discounts
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State funded health insurance department programs
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Employer sponsored group healthcare plans
Connect with a licensed professional at InsuranceAgents.com today to learn more about healthcare options. InsuranceAgents.com, an Inc 500 fastest growing company, provides insurance quotes from up to five local agents.
