Thornhill, Ontario, Canada, October 18, 2009

Retirementoptimizer.com Inc. is pleased to announce the publication of a new book "Unveiling the Retirement Myth - Advanced Retirement Planning based on Market History" by Jim C. Otar.  The book is now ready to ship and it is also available at amazon.com.

This 525-page book covers all important topics of retirement planning: prevailing myths about importance of asset allocation, diversification, efficient frontier, rebalancing, leveraging; it covers the concept of time value of fluctuations, the luck factor, sequence of returns, warning signals, sustainable withdrawal rates, effective growth rates and many more topics.

Solutions are based on non-Gaussian philosophy. The zone strategy describes income allocation strategies using any combination of investment portfolios, life annuities, variable pay annuities, variable annuities with GMIB and GMWB for lifelong, CPI-indexed income. Numerous charts, tables, examples are included.

Its author, Jim C. Otar, is a certified financial planner, a chartered market technician and a professional engineer. He applies his technical background to research retirement and investment planning issues. He is the founder of retirementoptimizer.com. He has written over one hundred articles. He received CFP-Board Article Awards in recognition of his meritorious retirement planning articles both in 2001 and in 2002.

Info: www.retirementoptimizer.com
Contact: Jim C. Otar, CFP, CMT, MEng
(905) 889-7170
cotar@rogers.com